Get Paid FasterGrow Your Business
Convert your validated EPC bills into working capital within 48 hours. No more waiting months for payments.
Why Sub-Contractors Choose Gryork
Access working capital without traditional loan hassles
Quick Funding
Get working capital within 48 hours of bill validation. No more waiting 90-180 days.
Secure Process
End-to-end encrypted platform with complete data security and compliance.
Competitive Rates
Access multiple NBFCs competing for your bills, ensuring best discount rates.
Minimal Documentation
Simple KYC and one-time onboarding. Upload bills digitally without paperwork.
Digital Platform
Track all your bills, offers, and payments from a single dashboard.
Build Credit History
Regular repayments help build your credit profile for better future rates.
How to Get Funded
Simple 5-step process to convert your bills into cash
Register on Gryork
Complete simple KYC with GST, PAN, and bank details. One-time verification.
Submit Your Bills
Upload work completion bills against your EPC with supporting documents.
EPC Validates
Your EPC partner confirms work completion and bill authenticity.
Receive Offers
Multiple NBFCs review and submit competitive discount offers.
Accept & Get Funded
Choose the best offer and receive funds in your bank within 48 hours.
Are You Eligible?
If you're a sub-contractor working with EPCs in the infrastructure sector, you likely qualify. Here's what you need:
- Registered business (GST registered preferred)
- Active work contract with a registered EPC
- Valid work completion bills/invoices
- KYC documents (PAN, Aadhaar, Bank account)
- Minimum 6 months of business operation
Ready to Get Started?
Contact our team to learn more about how Gryork can help your business grow with quick working capital.
Contact UsOur team will reach out within 24 hours
Frequently Asked Questions
What is the minimum bill amount?
The minimum bill amount for discounting is ₹5 lakhs. There's no maximum limit as long as the EPC validates the bill.
What are the typical discount rates?
Discount rates typically range from 12-18% per annum depending on the EPC rating, bill tenure, and your credit profile. Multiple NBFCs compete, ensuring competitive rates.
How long does the process take?
Once your EPC validates the bill, you can receive offers within 24 hours. Upon acceptance, funds are disbursed within 48 hours.
What happens when the bill matures?
The EPC pays the full bill amount to the NBFC on the original due date. Your payment obligation is fulfilled through this collection.
Stop Waiting. Start Growing.
Get your working capital faster, stay financially healthy, and take on bigger projects with confidence.