Stop Waiting 90 Days. Get Paid in 48 Hours.

Sub-contractors across India discount their bills on Gryork. One-time KYC, 100% digital, with multiple RBI-registered NBFCs competing for your invoice.

No collateral required
₹1,000 flat platform fee
Fully digital & paperless
₹1,000Flat Submission Fee — No Hidden Charges
48 hrsTarget Funding Time After Approval
100%Fully Digital — No Branch Visits
ZeroCollateral Required

Platform Trust Signals

RBI-Registered NBFCs Only
End-to-End Encrypted
100% Digital Process
Competitive Bidding
Direct Bank Transfer
Zero Collateral Required
One-Time KYC
Real-Time Status Updates
Fully Compliant
Secure Document Storage
RBI-Registered NBFCs Only
End-to-End Encrypted
RBI-Registered NBFCs Only
End-to-End Encrypted
100% Digital Process
Competitive Bidding
Direct Bank Transfer
Zero Collateral Required
One-Time KYC
Real-Time Status Updates
Fully Compliant
Secure Document Storage
RBI-Registered NBFCs Only
End-to-End Encrypted
The Problem We Solve

Sub-contractors deserve to get paid on time

We built Gryork to fix the most painful problems in construction finance — one by one.

Before

Wait 60–90 days for EPC payment

With Gryork

Get funded in 48 hours

Before

Only one bank, take it or leave it

With Gryork

50+ NBFCs competing for your bill

Before

Piles of paperwork & branch visits

With Gryork

100% digital, upload from phone

Before

No visibility on where your money is

With Gryork

Real-time status at every step

You are eligible if you have:

GST-registered business
Active EPC work contract
Valid RA Bill / Work Invoice
PAN + Aadhaar + Bank account
6+ months in business
Built for Sub-Contractors

Why Sub-Contractors Choose Gryork

Every feature is designed around one goal — getting working capital into your hands faster, cheaper, and with zero hassle.

Simple 5-Step Process

From Bill to Bank — in 5 Steps

A transparent, fully digital journey from KYC to disbursement

1
30 min

Register & Complete KYC

One-time onboarding: PAN, GST, Aadhaar, and bank details. Takes under 30 minutes.

2
10 min

Submit Bill + CWCRF

Upload your RA Bill, Work Completion Certificate, and Measurement Sheet digitally.

3
1–2 days

EPC Verifies Work

Your EPC partner confirms work completion and bill authenticity online.

4
24–48 hrs

NBFCs Submit Offers

Multiple NBFCs review your verified bill and compete with their best discount rates.

5
48 hrs

Accept & Get Funded

Choose the best NBFC offer. Funds are transferred directly to your bank account.

Typical funding timeline

From first bill submission to money in your account: 3–5 business days

Register — It's Free
Who Gryork Is For

Built for Everyone in the Supply Chain

Whether you perform the work, finance the project, or enable the vendor — Gryork has a role for you.

🏆 Primary User

For Sub-Contractors

You complete the work. Get paid for it now — not after 90 days. Discount your invoices and keep your projects moving.

  • Funded in 48 hours
  • 50+ NBFCs competing for your bill
  • One-time KYC, reuse forever
  • ₹1,000 flat platform fee only
Register Now — It's Free

For EPCs

Strengthen your supply chain by helping sub-contractors access quick working capital. Keep project timelines on track without financial burden on you.

  • Stronger vendor relationships
  • Zero financial commitment from EPC
  • Simple online bill validation
  • Re-KYC-free SC onboarding
Learn more for EPCs

For NBFCs

Access pre-verified, Gryork-assessed bill discounting deals. Expand your infrastructure lending portfolio with full risk transparency.

  • Pre-KYC verified borrowers
  • Full RMT risk reports included
  • EPC-confirmed invoices only
  • Digital deal management
Partner as NBFC
Active Launch

Be part of the first wave

Gryork is actively onboarding its first partners. Early sub-contractors, EPCs, and NBFCs get dedicated onboarding support and priority access.

Sub-Contractor

Be among the first sub-contractors to get your bills discounted on Gryork. Fast KYC, multiple NBFC offers, and 48-hour target funding.

Register as Sub-Contractor

EPC Company

Support your vendor ecosystem with quick working capital access. Your payment cycle stays unchanged — only your vendor relationships improve.

Partner as EPC

NBFC Partner

Access pre-verified infrastructure receivables with complete RMT risk assessments already done. Define your criteria and receive matched deals.

Apply for Partnership
Common Questions

Everything you need to know

Quick answers for sub-contractors getting started with Gryork

The minimum bill amount for discounting is ₹5 lakhs. There is no maximum limit as long as the EPC validates the bill.

Still have questions?

Talk to our team